1-Preheat oven: Preheat oven to 350°F. Grease and flour a 9 x 13 inch pan.

2-Make milk mixture: Mix 1 ½ tablespoons lemon juice with milk to make 1 ½ cups total; set aside.

3-Prepare bananas: Combine mashed bananas with 1 tablespoon lemon juice; set aside.

4-Beat butter and sugars: Beat butter, brown sugar, and granulated sugar together until combined.

5-Add eggs and vanilla: Add eggs one at a time followed by vanilla extract; beat on high for about 5 minutes until light and fluffy.

6-Mix dry ingredients: In a separate bowl, mix flour, baking soda, and salt.

7-Combine wet and dry ingredients: Alternately add flour mixture and milk mixture to the wet ingredients, stirring just until combined.

8-Fold in bananas: Fold in bananas gently.

9-Prepare to bake: Pour batter into prepared pan and reduce oven heat to 300°F.

10-Bake cake: Bake for 60 to 70 minutes or until a toothpick inserted in the center comes out clean.

11-Chill cake: After baking, place cake in the freezer for 45 minutes to increase moisture.

12-Cool cake: Let cake cool completely before frosting.

13-Beat cream cheese and butter: Beat cream cheese and butter together until fluffy.

14-Add flavorings: Add lemon zest and lemon juice or vanilla extract.

15-Add powdered sugar: Gradually add powdered sugar until desired consistency is reached.

16-Frost cake: Spread frosting evenly over cooled cake.